Michael R. Frager, Chartered Financial Consultant (ChFC^®), Chartered Life Underwriter(CLU^®), Enrolled Agent (EA), Register Principal, Investment Advisor Representative

Education- B.A. Economics, U.C.L.A.; Chartered Financial Consultant- Huebner School of Business, The American College; Chartered Life Underwriter- Huebner School of Business, The American College

Mr. Frager has worked in the financial services industry for almost 40 years.  He is a designated  Chartered Financial Consultant, Chartered Life Underwriter, and an Enrolled Agent.  (licensed to practice tax with the IRS). Mr. Frager is licensed as a Registered Principal with his firm Willow Cove Investment Group Inc. and as an Investment Advisory Representative for Balboa Wealth Partners, Inc.  His securities registrations include the Series 7, 24, 63 and 65.  In addition, he carries CA Life Insurance License # 0638922